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Management fees and returns
Borrower interest, less our management fee, equals your net investor return.
Borrower interest - management fee = net investor return
Net investor return is what is paid directly to investors, after management fees have been deducted from the borrowers’ interest rate.
Indicative investor returns
6–8%
Indicative Vestee investor returns are currently between 6% and 8% per annum.
Loan management fees
1.3–1.65%
Our loan management fees range between 1.3% and 1.65% per annum.
Risk
Please note that all investments carry some degree of risk, and generally higher rates of return are associated with higher risk of loss of capital invested or investment returns.
Vestee acknowledges the risks of investing and has put in place a number of checks and controls to minimise investors’ exposure to risk. This includes the rigorous screening of borrowers, including their credit history, to determine ability to service debt. We also proactively manage loans and take immediate action if a borrower fails to meet their repayment obligations. We further reduce risk by securing all loans over assets, typically first mortgages over property.